Last updated: 10 October 2026
Welcome to Premium Khata. These Terms & Conditions ("Terms") govern your use of our website (premiumkhata.com) and application (app.html). By signing up or using Premium Khata, you agree to these Terms.
By creating an account or using Premium Khata, you confirm that you are at least 18 years old, have the legal capacity to enter into this agreement, and agree to be bound by these Terms. If you do not agree, do not use Premium Khata.
Premium Khata is a digital ledger and point-of-sale application for shopkeepers. It allows you to:
The service is provided "as is" and may be updated, modified, or discontinued at any time.
You are responsible for:
You may not share your owner account with anyone. Staff accounts are permitted under the Staff Management feature.
The Free plan is free forever and includes limited features (30 products, 5 customers, 2 staff members, 30-day history). We reserve the right to modify free plan limits at any time.
Paid subscriptions are available in Monthly, Yearly, and Lifetime options with regional pricing. Payments are made via JazzCash or crypto (USDT). Subscription activation requires manual verification by our team, typically within 24 hours.
All subscription payments are final. We do not offer refunds. If you experience technical issues, contact support and we will work to resolve them. Lifetime plans are non-transferable.
You agree NOT to:
You acknowledge and agree to the following data retention policies. These policies are essential to how Premium Khata manages storage and access.
Sales history on the Free tier is retained on a rolling 30-day window. Entries older than 30 days are automatically and permanently deleted when you next open the application. This deletion is unrecoverable.
Paid subscribers retain full sales history during their subscription. Products, customers, and staff limits are removed. All data entered during a paid subscription is preserved for the duration of that subscription.
⚠️ Important — please read carefully
When a paid subscription ends, all sales history recorded during that subscription enters a 30-day grace period. At the end of this grace period, all such sales history is permanently deleted. The application displays the exact deletion date and time. This action cannot be undone.
When a paid subscription ends and your account exceeds free-tier limits, the following occurs:
You may delete locked items at any time to reduce counts. Deleted items are permanently removed, including any associated transaction history.
All deletions described in this section are permanent and cannot be undone. Premium Khata is not responsible for any loss of data resulting from these policies. We strongly recommend exporting your sales data via CSV regularly if you require long-term records for accounting, tax, or legal purposes.
You own the data you enter into Premium Khata (products, sales, customers, etc.). We store it on your behalf and do not claim ownership. You can export your data at any time.
You are responsible for ensuring your use of customer data complies with applicable laws. When you add customer information (names, phone numbers), you confirm you have the right to do so.
The AI Assistant and Business Insights features provide suggestions and analysis based on your data. These are informational tools only and should not be considered professional business, financial, or legal advice. You are responsible for any decisions made based on AI output.
We aim to keep Premium Khata available at all times, but we do not guarantee uninterrupted service. We may need to perform maintenance or updates. The offline mode is provided as a convenience but is not guaranteed for all features.
To the maximum extent permitted by law, Premium Khata and its creators shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the service, including but not limited to loss of profits, data, or business opportunities.
Our total liability shall not exceed the amount you paid us in the 12 months preceding the claim, or Rs. 1,000, whichever is greater.
We reserve the right to suspend or terminate your account at any time for violation of these Terms or for any reason we deem necessary. You may delete your account at any time by contacting support.
Premium Khata, including its code, design, logos, and content, is owned by us and protected by copyright. You may not copy, modify, or distribute any part of the service without written permission.
These Terms are governed by the laws of Pakistan. Any disputes shall be resolved in the courts of Pakistan.
We may update these Terms from time to time. Continued use of Premium Khata after changes constitutes acceptance. We will notify users of significant changes via email or in-app notification.
For questions about these Terms, contact us: